![]() ![]() If you are enrolled in an intro or promotional APR, you may see limited plan duration options during the intro or promotional period when you use Plan It on your Account. If you create a plan during an introductory or promotional APR period, your plan fee will be based on the introductory or promotional APR as long as the plan is created before 11:59pm MST on the last day of the introductory or promotional period. After a plan is paid in full, it will be removed from your Account in the next billing period. The plan duration options can vary based on a variety of factors such as the purchase amount, your Account history, and your creditworthiness. If the merchant submits your purchase as multiple separate amounts you will have multiple plans created on your Account.Īt checkout, you will be offered 1–3 plan duration options. Your plan will typically be set up on your Account within 48 hours of the purchase but may take up to 5 days. The plan fee is a fixed finance charge that will be charged each month that the corresponding plan is active. If you check out using Plan It, your purchase with Delta Air Lines will be automatically placed into a payment plan, subject to a plan fee. Plan It can be combined with Miles redemption at checkout only if the remaining balance of your purchase after Miles redemption is $100 or more. Plan It cannot be used at checkout for Delta Vacations® packages and Delta Sky Club® memberships. Plan It is not available at checkout after initial flight purchase for other purchases or upgrades such as post purchase seat upgrades. Monthly Installments with Plan It® by American Expressĭelta flight purchases that are $100 or more may be eligible for Plan It at checkout on. Personal Card products with Pay Over Timeįor purchase amounts in a Pay Over Time balance: Your monthly fee is a percentage of each purchase amount moved into a plan that is based on the plan duration, the APR that would otherwise apply to the purchase amount, and other factors.įor purchase amounts in a Pay In Full balance: Your monthly fee is a percentage of each purchase amount moved into a plan that is based on the plan duration, the APR that applies to the Pay Over Time feature at the time you create the plan, and other factors. For planned purchases, you'll be charged the plan fee each month instead of interest. Your monthly plan fee is a percentage of each purchase amount moved into a plan that is based on the plan duration, the APR that would otherwise apply to the purchase, and other factors. Personal Card products with a Credit Limit, including Delta SkyMiles® Cards The plan fee is a fixed fee you'll pay each month when you have an outstanding balance in a plan. ![]()
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